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mortgage rates

15-year vs 30-year mortgage

mortgage rates, first time buyers, home purchasing, loan options

15-Year vs 30-Year Mortgage: Which Option is Best for You?

When buying a home, choosing the right mortgage term is a decision that can significantly shape your financial future. It’s not just a matter of …

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Written by: Matthew Stokes

Published on: 9 January 2024

Real Estate Market in 2023

mortgage rates, first time buyers, home purchasing

U.S. Real Estate Market in 2023: 60 Vital Statistics You Need to Know

In the intricate framework of the U.S. economy, real estate represents not just transactions but the embodiment of American aspirations. Spanning from the tranquil suburbs …

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Written by: Matthew Stokes

Published on: 29 September 2023

mortgage rates 2023

mortgage rates

The 3 Most Important Factors Affecting Mortgage Rates in 2023

Whether you’re an investor, a current homeowner, or someone considering entering the housing market, mortgage rates are likely a topic of great interest to you. …

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Written by: Matthew Stokes

Published on: 11 September 2023

Mortgage rates

mortgage rates, first time buyers, home purchasing

When Will Mortgage Rates Go Down? August 2023 Analysis

Mortgage rates in August 2023 have not just inched up — they’ve catapulted to peaks that the U.S. hasn’t grappled with in over twenty years. …

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Written by: Matthew Stokes

Published on: 25 August 2023

how to calculate mortgage payment

mortgage rates, first time buyers

How to Calculate Your Mortgage Payment: A Detailed Guide for New, Seasoned and Potential Homeowners

Navigating the world of mortgages might seem like struggling to find your way through a maze. Still, it’s crucial to grasp its various aspects – …

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Written by: Matthew Stokes

Published on: 21 August 2023

interest-only mortgages

mortgage rates, first time buyers

Interest-Only Mortgages: Benefits, Risks, and Alternatives

In the vast landscape of home financing, interest-only mortgages stand out as a unique option that offers immediate financial relief but demands careful consideration. While …

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Written by: Matthew Stokes

Published on: 17 August 2023

Fixed-Rate and Adjustable-Rate mortgages

first time buyers, loan options, mortgage rates

Understanding Fixed-Rate and Adjustable-Rate Mortgages: Your Guide to Successful Home Financing

The complexities of home financing can often seem daunting, especially when choosing between a fixed and adjustable rate mortgage. Fully appreciating the unique characteristics and …

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Written by: Matthew Stokes

Published on: 5 April 2023

spacious condo with high rise windows

first time buyers, home purchasing, loan options, mortgage rates

What Are Points and Credits?

Are you negotiating for your dream house and trying to figure out the best mortgage that will get you the house you want? Mortgage points …

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Written by: Matthew Stokes

Published on: 5 April 2023

mortgage application

first time buyers, home purchasing, loan options, mortgage rates, pre-approval

The 3 Most Important Numbers for Your Mortgage Application

The path to homeownership is filled with excitement and challenges. One of the most significant steps in this journey is understanding your mortgage application and …

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Written by: Matthew Stokes

Published on: 5 April 2023

first time buyers, home purchasing, mortgage rates

How Your New Home Can Affect Your Mortgage Pricing Options

Did you know that the details of a property can affect how much you can afford?  Let’s say you’re looking at two homes that are …

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Written by: Matthew Stokes

Published on: 5 April 2023

first time buyers, home purchasing, loan options, mortgage rates

How Your Lender Sees Your Primary Residence vs. a Second Home or Investment Property

Did you know that a lender views your primary residence differently than they’d view a second home, and that an investment property is considered something …

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Written by: Matthew Stokes

Published on: 5 April 2023

first time buyers, home purchasing, home refinancing, mortgage rates

How Do Mortgage Rates Work and How Can I Get the Best One?

Wondering how mortgage rates work and how you can get the best rate possible? This is one of the most common questions that we answer …

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Written by: Matthew Stokes

Published on: 5 April 2023

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