“WHY IS THIS SO HARD?”
That’s the question we asked ourselves about buying a home before creating Loan Cabin.
Hidden fees, complicated industry jargon, unexpected wait times, endless applications. It’s no wonder a staggering 44% of Americans regret their home purchase—homebuyers are getting wrapped up in an industry built for the lenders, not the customers.
But we knew it didn’t have to be that way. And with Loan Cabin, we’ve made it our mission to make purchasing or refinancing your home as simple and intuitive as possible.
We’re passionate about providing a simpler, more informed homebuyer’s journey.
And with a unique blend of modern technology to simplify the financing process, unparalleled expertise in the home loan industry, and good old-fashioned honesty and transparency, we’re changing the way you step into the home you love (for the better).
So now, the question isn’t “Why is this so hard?” But rather, “Why wasn’t it this easy in the first place?”
Our Goal is to Help Homebuyers Just Like You
Simple
Modern technology built for the modern homebuyer (why was this so hard?)
Buying or refinancing your home used to be time-consuming, stressful, and impossible to wrap your head around. But the truth is, a lot of that hassle comes from outdated processes and technology. At Loan Cabin, we use leading-edge tech and process management methods to streamline your home-buying process immediately. With 100% online applications, drop-of-the-hat communication, and a mobile-ready interface, we’re bringing home financing into the modern age (finally).
Quick
The average home loan takes about 45 days to close – we can do it in 21
When you’ve found your dream home, you don’t want to sit around for months before you make an offer. But unfortunately, that’s what a lot of homebuyers end up doing while they wait for home loan approval. Some unlucky shoppers are stuck waiting for up to 3 months. We think that’s ridiculous. That’s why we’re continually refining our processes to ensure all Loan Cabin clients have their contracts closed in 21-30 days.
Accurate
Our full-stack team is here to help you make the best decision
For more “traditional” home loan companies, the commission systems in place push loan originators to focus on sales. And a lot of the time, those sales come at the expense of customer support. But at Loan Cabin, we’re here to serve you. We provide detailed resources, easy-to-understand communication, and “we’ve-been-doing-this-for-decades” guidance for all of our clients. No confusing jargon, no complicated industry formulas, no over-your-head concepts. Just the transparent, clear information you need to make your best decision.
Affordable
Say goodbye to lender fees, junk fees, and bait & switches
With all the paperwork involved in securing a home loan, it can be easy to overlook some of the sneakier aspects pulled off by other lenders – lender fees, junk fees, bait and switches, etc. They’re the $1,000 undercoating on your new, used ’95 Corolla. But with our low overhead, streamlined processes, and exceptionally high success rate, we don’t need to cheat our clients to keep our doors open. And that means we can pass those savings on to you for the best rates in the industry.
On Hand 24/7
Our website, loancabin.com, is available 24 hours a day, seven days a week, so you can get started and apply to get pre-approved for a mortgage anytime you want, 24/7.
Upfront Valid Rate Quotes
As the customer, you deserve the best interest rate you qualify for. On our site, you can check your live rates 24 hours a day, seven days a week. Select our View Rates button and go!
You have Questions. Get in touch.
We recognize the importance of providing you with the best customer service throughout the mortgage process; this is why you can get ahold of us 24/7. Ask your question at our client service desk, and we’ll be available 24 hours a day and seven days a week. We promise.