In the intricate framework of the U.S. economy, real estate represents not just transactions but the embodiment of American aspirations. Spanning from the tranquil suburbs …
Written by: Matthew Stokes
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home purchasing, first time buyers
Embarking on the journey to homeownership is a profound experience. For many, it’s not just about buying a house—it’s about fulfilling a dream, planting roots, …
Written by: Matthew Stokes
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mortgage rates, first time buyers, home purchasing
Mortgage rates in August 2023 have not just inched up — they’ve catapulted to peaks that the U.S. hasn’t grappled with in over twenty years. …
Written by: Matthew Stokes
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Obtaining a mortgage with low credit can be challenging, but it is not impossible. For those aspiring homeowners with low credit ratings, there are still …
Written by: Matthew Stokes
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Applying for and securing a mortgage without traditional employment can be an uphill battle. Lenders often perceive borrowers without a steady paycheck as a higher …
Written by: Matthew Stokes
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Commercial mortgages are an essential part of buying and developing properties for businesses. They are the special loans that companies or investors use to purchase …
Written by: Matthew Stokes
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first time buyers, home purchasing
As a homeowner, you are likely familiar with title insurance and its importance in protecting your property rights. It is a crucial safeguard, providing you …
Written by: Matthew Stokes
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first time buyers, home purchasing,
A mortgage pre-approval is an incredibly useful process that helps you get the home you want! When you apply for pre-approval, your lender will review your …
Written by: Matthew Stokes
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first time buyers, home purchasing
Do you fear the underwriter when you’re applying for a mortgage? Most people do, but they shouldn’t. The underwriter holds the key to your loan …
Written by: Matthew Stokes
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first time buyers, home purchasing,
Does the mortgage process overwhelm you? Do you wonder why you must talk to many people, like the loan officer, underwriter, and loan processor? It …
Written by: Matthew Stokes
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first time buyers, home purchasing, , pre-approval
If you’re serious about buying a home, you’ll need a mortgage pre-approval. When you’re pre-approved, you can start the house-shopping process in earnest! A mortgage …
Written by: Matthew Stokes
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first time buyers, home purchasing, , mortgage rates
Are you negotiating for your dream house and trying to figure out the best mortgage that will get you the house you want? Mortgage points …
Written by: Matthew Stokes
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