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home purchasing

suburban home

first time buyers, home purchasing, loan options

What Does a Mortgage Loan Processor Do?

Does the mortgage process overwhelm you? Do you wonder why you must talk to many people, like the loan officer, underwriter, and loan processor? It …

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Written by: Matthew Stokes

Published on: 5 April 2023

first time buyers, home purchasing, loan options, pre-approval

What Documents Will I Need for a Mortgage Pre-Approval?

If you’re serious about buying a home, you’ll need a mortgage pre-approval. When you’re pre-approved, you can start the house-shopping process in earnest! A mortgage …

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Written by: Matthew Stokes

Published on: 5 April 2023

spacious condo with high rise windows

first time buyers, home purchasing, loan options, mortgage rates

What Are Points and Credits?

Are you negotiating for your dream house and trying to figure out the best mortgage that will get you the house you want? Mortgage points …

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Written by: Matthew Stokes

Published on: 5 April 2023

mortgage application

first time buyers, home purchasing, loan options, mortgage rates, pre-approval

The 3 Most Important Numbers for Your Mortgage Application

The path to homeownership is filled with excitement and challenges. One of the most significant steps in this journey is understanding your mortgage application and …

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Written by: Matthew Stokes

Published on: 5 April 2023

first time buyers, home purchasing, mortgage rates

How Your New Home Can Affect Your Mortgage Pricing Options

Did you know that the details of a property can affect how much you can afford?  Let’s say you’re looking at two homes that are …

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Written by: Matthew Stokes

Published on: 5 April 2023

first time buyers, home purchasing, loan options, mortgage rates

How Your Lender Sees Your Primary Residence vs. a Second Home or Investment Property

Did you know that a lender views your primary residence differently than they’d view a second home, and that an investment property is considered something …

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Written by: Matthew Stokes

Published on: 5 April 2023

first time buyers, home purchasing, loan options

How to Get Rid of Mortgage Insurance

Tired of paying private mortgage insurance premiums? While PMI may have been a good thing at first—helping you to purchase a home that would have …

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Written by: Matthew Stokes

Published on: 5 April 2023

first time buyers, home purchasing, home refinancing, mortgage rates

How Do Mortgage Rates Work and How Can I Get the Best One?

Wondering how mortgage rates work and how you can get the best rate possible? This is one of the most common questions that we answer …

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Written by: Matthew Stokes

Published on: 5 April 2023

first time buyers, home purchasing, loan options, mortgage rates

5 Helpful Tips for Viewing Estimates and Comparing Lenders

Whether you’re preparing to apply for a new mortgage or considering refinancing your current one, it’s important to know how to compare lenders. This will …

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Written by: Matthew Stokes

Published on: 5 April 2023

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