Need to refinance your home? You’re in the right place. At Loan Cabin, we’ve helped countless clients refinance their homes and get a better payment structure for their unique needs. Best of all, we make it quick and easy to refinance your mortgage.
SIMPLE PROCESS
We help you meet your refinancing goals with a simple, efficient process. We know your time and energy is valuable, so we do the hard work of refinancing your mortgage. We’ll guide you through the process.
EXPERIENCED STAFF
Most homeowners don’t know the ins and outs of refinancing a mortgage, but that’s OK—because Loan Cabin has all the expertise you need! Our helpful, personable staff is highly experienced at refinancing home loans.
TRANSPARENCY
When making or refinancing one of the biggest purchases of your life, you need a lender you can trust. At Loan Cabin, we’re transparent and honest about what we do. You can rest assured that your finances are in good hands.
Be ready to refinance your home in no time.
Get Started
Be ready to buy a home in no time. We refinance your mortgage; you make the home. Figure out which loan option is best for you. Pull together the documents needed for a mortgage application, such as your last two years’ tax returns, W2s, 30 days’ check stubs, two months’ current bank statements, and ID.
15-YEAR FIXED
A 15-year fixed mortgage, as the name suggests, is a loan you pay back within 15 years. While your monthly payments will be higher than any other mortgage loan, there are also some great benefits to enjoy! You’ll own your home outright in less time, your interest rates will be lower, and you’ll pay less interest overall.
20-YEAR FIXED
If you’re unsure whether to get a 15-year or 30-year mortgage, there’s a great option for you: the 20-year fixed home loan. Gain some of the benefits of each type of mortgage, all with an easy fixed rate. You can combine the flexibility of a 30-year fixed mortgage with the lower interest of a 15-year home loan.
30-YEAR FIXED
The most common type of home loan, the 30-year fixed mortgage, is the perfect option for many homebuyers. With affordable monthly payments, excellent flexibility, and a consistent bill each month, this type of loan will be fully paid off within 30 years. It’s easier to get than many other types of loans, so it works in various situations.
5-YEAR FIXED
With the 5-year adjustable mortgage (5/1 ARM), you get a fixed rate for the first five years. After that, the rate will reset once per year based on the level of interest rates. This loan offers flexibility if you plan to move within a few years. Plus, you’ll instantly benefit if mortgage rates drop after five years!
7-YEAR-FIXED
A 7-year adjustable-rate mortgage (ARM) is excellent if you plan to own a house for a limited time. While most buyers opt for fixed-rate loans, a 7-year adjustable rate loan is an option with many advantages for the modern homebuyer. For example, you’ll instantly benefit if mortgage rates drop after five years!
JUMBO LOAN
Home prices are rising in many areas. You can’t get a regular mortgage for large, expensive, or luxurious properties. That’s when you need to consider a jumbo loan. If you have a low debt-to-income ratio and a high credit score, a jumbo loan can help you easily purchase a high-cost property.