Financing is easy when you choose the right lending company for your home mortgage. At Loan Cabin, our clients are our top priority. With a simple, straightforward process and experienced staff, we’ll guide you through the mortgage process so that you can buy the home of your dreams.
SIMPLE PROCESS
When you’ve been in the business as long as we have, you figure out how to simplify the process. With us, getting a mortgage is easy. It doesn’t matter if you’ve never financed a property before. We’ll help you through it!
EXPERIENCED STAFF
Our team comprises passionate mortgage specialists. We’re here to educate you on the mortgage process and enable you to buy the home you want. Our staff is experienced, trustworthy, and great at helping clients like you.
TRANSPARENCY
As a reputable mortgage company, we believe in honesty. Unlike some generic finance companies, Loan Cabin is here to serve you and your family with the utmost transparency and the highest standard of ethics.
Gather
Pull together the documents needed for a mortgage application, such as your last two years’ tax returns, W2s, 30 days’ check stubs, two months’ current bank statements, and ID.
We fund the house; you make the home.
Figure out which loan option is best for you.
15-YEAR FIXED
Want to pay off your mortgage early with lower interest rates? If you can afford higher monthly payments, consider a 15-year fixed mortgage.
20-YEAR FIXED
Gain the benefits of shorter-term and fixed payments with this middle-ground option. While not as well-known as the 30-year loan, this option is fantastic for many homebuyers.
30-YEAR FIXED
If you’re looking for lower monthly payments and the flexibility to pay off a loan on your schedule, the 30-year fixed home loan is right for you.
5-YEAR ADJUSTABLE RATE
With low rates in the first five years, the potential for rates to go down in the future, and the flexibility to move in the next few years, the 5-year ARM is a great option.
7-YEAR ADJUSTABLE RATE
With a 7-year adjustable rate loan, you can lock in your fixed rate for seven years and then enjoy the flexibility of an ARM.
JUMBO LOAN
Buying an expensive property? When a traditional loan won’t do, a jumbo mortgage is what you need. Find out if you qualify and learn more!